Navigate Homes Insights

10 things to check before buying your first home

From title deeds and site inspection to connectivity and neighbourhood pricing.

Excitement is natural when buying your first home — but decisions should stay rational. Start with clear paperwork: title chain, approvals, RERA status for new projects, and a clean encumbrance certificate.

Confirm loan eligibility and the full payment plan. Understand possession timelines, delay clauses, and what is included in the quoted price versus extras.

Do a proper site inspection. Match construction against the sanctioned plan, talk to neighbours about disputes or delays, and review water, power and drainage quality.

Check connectivity to work, schools and daily transport. Also check whether cabs and public transport reliably serve the area at peak hours.

Compare prices of similar units nearby so you are not overpaying for the micro-market.

Review social infrastructure — groceries, healthcare, ATMs and schools — plus the reliability of civic services in the neighbourhood.

Navigate Homes walks first-time buyers through this checklist on every visit so nothing critical is skipped before you book.

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